Automate Life & Annuity Payouts and Reconciliation

Turn Life & Annuity Distribution Into a Revenue Growth Engine

Fintary delivers automated commission processing that handles your complex hierarchies, chargebacks, and trails, helping you achieve 10% monthly revenue growth.

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Streamlined data visualization

Eliminate chargeback surprises

Zero monthly payment delays

"Since implementing Fintary into our commission workflow, we have saved countless hours by not needing to go line by line on policies, structured everything we expect to receive for easy reconciliation, and added tracking features and data to our financials – all of which we are thrilled with."

Matt McKay, Foundational Income Associates

Fintary for Life & Annuity

Generic software doesn't understand the nuances of life insurance payouts.

Chargebacks, hierarchy overrides, and advance commissions mean you need deep industry knowledge backed by powerful technology.

Built by insurance professionals who've lived your pain

Supports complex hierarchies, overrides, advances, trails, and renewals

Unifies carrier and brokerage data into a single, real-time source of truth.

Gives producers and leaders full visibility into earnings, payouts, performance, profitability, and growth opportunities.

How Fintary Powers Growth

Fintary simplifies every aspect of your life and annuity commission operations. Here's how we help you grow faster and smarter.

Automated
Commission Calculation

Automate Your Commissions

Stop letting complex structures slow your team down.

Support multi-level hierarchies, splits, overrides, and bonuses

Process advances, renewals, and trails automatically

Eliminate manual workflows and the errors that come with them

Capture and Protect Revenue

Protect Your Margins

Make sure every dollar your business earns actually shows up.

Reconcile carrier data and payments automatically

Detect chargebacks and discrepancies in real time

Recover missed revenue and build confidence in your financials

Deliver a Modern Producer Portal

Empower Your Producers

Give producers the visibility and speed that builds loyalty.

Real-time access to earnings and performance details

Faster, more accurate payouts

A differentiated experience that wins recruiting conversations

Make Smarter Growth Decisions

Unlock Life Intelligence

Turn fragmented data into a strategic advantage.

See profitability by product, carrier, and producer

Track persistency, margins, and performance trends

Forecast revenue and plan from a single source of truth

Total Integration with Life & Annuity Systems

We enhance your existing technology, so you keep moving.

Agency Systems

SmartOffice

AgencyOne

InsurancePro

Sagitta

Custom databases

Carrier Connectivity

Direct carrier downloads

iPipeline integration

FireLight connections

Commission statement OCR

Any format processing

Additional Tools

Illustration software

CRM systems

Accounting platforms

Payment processors

The Path to 10% Monthly Growth

Week 1

First reconciliation reveals 3% in missing revenue

Month 1

Launch weekly payouts, agent satisfaction soars

Month 2

Chargeback automation prevents margin erosion

Month 6

Add new products without adding staff

Year 1

10% monthly growth becomes your new normal

Pay Agents Faster, Grow Revenue Faster

80%

reduction in processing time

34%

improvement in gross margins

faster agent payments

50%

reduction in chargeback surprises

Join Life & Annuity Leaders Growing 10% Monthly

Your competitors already pay agents weekly while you're still closing last month's books. Every day you wait is another day of manual processing and missed opportunities.

Schedule Your Strategy Call

Frequently
Asked
Questions

Contact Our Team

Can you handle our complex hierarchy?

Yes. We've yet to meet a hierarchy we couldn't automate. Multi-level overrides, split arrangements, tiered bonuses. If you can explain it, we can build it.

What about our existing AMS commission module?

Fintary integrates with major insurance platforms: Agency Integrator, SmartOffice, OneHQ, Applied Epic, BenefitPoint, Salesforce FSC, plus carrier downloads and payment processors. We also support API connections to contracting & licensing systems, accounting systems, document management platforms, and custom databases. If it has an API, we can likely connect to it.

How do you handle different product types?

From term to indexed universal life to fixed annuities, we support every life and annuity product. Each product can have its own unique commission structure.

Do you process advance commissions?

Absolutely. We handle advances, earned premium tracking, and automatic reconciliation when actuals arrive. Full visibility into your advance position.